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Effects of Access to Financial Services on Women Economic Empowerment
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Effects of Access to Financial Services on Women Economic Empowerment

This page presents an excerpt of the research material, providing a comprehensive overview of the study. It includes the Preliminary Pages, Table of Contents, Abstract, Chapters One to Five, and References, making it accessible and informative for students, researchers, and other readers interested in the topic of this study. Acknowledgement is also included, expressing gratitude to the individuals, institutions, and resources that contributed to the successful completion of the research, with materials and information sourced from the online platform sparklyn.com.ng, which provided valuable academic support.

TABLE OF CONTENTS

PRELIMINARY PAGES

  • Title page
  • Approval page
  • Dedication
  • Acknowledgement
  • Table of Contents
  • Abstract

CHAPTER ONE

INTRODUCTION

  • 1.1 Introduction
  • 1.2 Background of Study
  • 1.3 Statement of the Problem
  • 1.4 Aim and Objective of the Study
  • 1.5 Research Questions
  • 1.6 Research Hypothesis
  • 1.7 Significance of Study
  • 1.8 Scope of Study
  • 1.9 Limitations of the Study
  • 1.10 Operational Definition of Terms

CHAPTER TWO

LITERATURE REVIEW

  • 2.1 Introduction
  • 2.2 Conceptual Review
  • 2.3 Theoretical Framework
  • ⋮
  • 2.4 Empirical Studies
  • 2.5 Research Gaps
  • 2.6 Summary of Literature Review

CHAPTER THREE

RESEARCH METHODOLOGY

  • 3.1 Introduction
  • 3.2 Research Design
  • 3.3 Population of Study
  • 3.4 Sampling and Sampling Technique
  • 3.5 Validation of Research Instrument
  • 3.6 Method of Data Collection
  • 3.7 Method of Data Analysis
  • 3.8 Questionnaire Administration
  • 3.9 Ethical Consideration
  • 3.10 Statistical Analysis

CHAPTER FOUR

DATA ANALYSIS, RESULT AND DISCUSSION

  • 4.1 Introduction
  • 4.2 Presentation and Analysis of Data
  • 4.3 Re-statement of Research Questions
  • 4.4 Test of Hypotheses
  • 4.5 Discussion of Findings

CHAPTER FIVE

SUMMARY, CONCLUSION AND RECOMMENDATION

  • 5.1 Introduction
  • 5.2 Summary of Findings
  • 5.3 Conclusion
  • 5.4 Recommendation
  • 5.5 Suggestion for Further Study

REFERENCES

APPENDIX A - “QUESTIONNAIRE”

ABSTRACT

This study was undertaken for the purpose of filling the information gap on the effects of micro finance on women economic empowerment. The study was conducted in Mbeya City and 110 respondents were covered including FINCA Regional Manager and FINCA branch Manager as key informants in Mbeya City. The study used stimulus- relationship design and the respondents were obtained through simple random sampling technique. Analysis of empowerment based on three variables namely; social, economic and psychological. Quantitative and qualitative data were collected through interview using interview guide and interview schedule and questionnaire using mail survey.

Findings showed that the participation of women in microfinance programmes was the best mean of empowering women economically. It has helped women increase their income and contribute to household income. It has also increased women’s ability to acquire assets and freedom of making decision on the use of income earned from their business. Although women access to microfinance service alone does not necessarily lead to economic empowerment yet the commitment to empower women economically is an important step toward poverty reduction and gender equality goals. Also the study found that FINCA microfinance bank has enabled women to participate in trade fairs and business associations which deny their chance to gain skills to improve their business.

CHAPTER ONE

Finca Microfinance Bank And Women Economic Empowerment

1.1 Introduction

One of the unique features of microfinance institutions is to provide loans to women for economic emancipation (Cheston and Kuhn, 2002; Hassan, 2002). The basic idea is to empower women through financial assistance and allowing them to earn an independent income, contribute financially to their households and generate self employment (Anderson and Eswaran,2005; Basu ,2004). Access to microfinance services make women clients more confident and assertive and thus better able to confront gender inequalities (Littlefield, Murduch and Hashemi, 2003). Although women access to microfinance service alone does not necessarily lead to economic empowerment yet the commitment to empower women economically is an important step toward poverty reduction and gender equality goals (Esplen and Brody, 2007). According to the ILO report (2007), a microfinance service helps to empower women from poor households to make them contribute to the economic growth and this leads to financial stability and poverty reductions. This study aimed at investigating the relationship between the use of acquired loan from FINCA Microfinance bank and women economic empowerment.

…

CHAPTER TWO

LITERATURE REVIEW

2.1 Introduction

This chapter focuses on the review of related literature. A literature review presents current knowledge, as well as theoretical and methodological contributions, related to Effects of Access to Financial Services on Women Economic Empowerment. It documents the state of the art on the subject under study and provides a comprehensive survey of existing literature. In this research work the literature review includes the conceputal review, theoretical framework, the review of related literature …

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