This page presents an excerpt of the available research material, including the Preliminary Pages, Table of Contents, Abstract, Chapters One to Five, and References. It provides a comprehensive overview of the study, enhancing readability and accessibility for students, and researchers seeking complete material on “Effects of the Use of Local Sanction by Smallholder Farmers in Agriculture Loan Recvery Under the Community Banking System”.
I am profoundly grateful to everyone who contributed to the successful completion of this project. I am especially grateful to my Supervisor (Name), the Head of Department (Name), and the Lecturers in the Department of Agricultural Engineering (AE) for their invaluable guidance and support. I also acknowledge the contributions of authors and scholars whose works on Effects of the Use of Local Sanction by Smallholder Farmers in Agriculture Loan Recvery Under the Community Banking System provided essential insights. Special thanks go to my study area (and any funding organizations, if applicable) for their financial assistance. I am equally thankful to stakeholders, including mentors, teachers, and colleagues, for their encouragement and support. Finally, I deeply appreciate my family and friends for their patience and unwavering support throughout this journey. Your contributions have been instrumental in making this research a reality.
Distress problems in .Nigerian financial institutions resulted into their liquidation. I Prior to the distress syndrome, many financial institutions could not respond very effectively to the needs of small-holder farmers in Nigeria.
However, empirical evidence shows that debt recovery is one major constraint of most financial institutions. It was in view of the identified problem that a research was carried out in Enugu State of Nigeria to investigate how effective is the use)of local sanction I ‘ strategies for agricultural loans by farmers under the community banking system.
The result of final statistics of factor analysis showed that three factors accounted for 72.3 percent of the total variance observed in farmer’ loan recovery ‘rankings of nine I attributes. Factor one alone accounted for 35.4% of the observed variance compared to I 23.3 % accounted for by factor two, and 13.6% by factor three., Thus, factor one may therefore, be regarded as “the group’s refusal of loan-debtors having share in annual feasts amongst others or stoppage of social benefit”, factor two as “non participation in elective
1.1 Introduction
… As a prelude to other parts of this study, this chapter will discuss the background upon which this study was initiated, the statement of problems that led to this study, the Aim and Objectives of the study. Others are Significance of the study, Scope of work, Research hypothesis and questions, Limitation of the study and Definition of technical terms.…
