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Impacts of Effective Financing of Small Business Enterprises on National Economic Development

Impacts of Effective Financing of Small Business Enterprises on National Economic Development

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DEDICATION

This research material, titled “Impacts of Effective Financing of Small Business Enterprises on National Economic Development” is dedicated to God for His boundless grace and guidance. It is also a tribute to all computer enthusiasts whose contributions made my research journey smoother and enriched my documentation process, making the experience truly fulfilling.



ACKNOWLEDGEMENT

I am profoundly grateful to everyone who contributed to the successful completion of this project. I am especially grateful to my Supervisor (Name), the Head of Department (Name), and the Lecturers in the Department of Entrepreneurship for their invaluable guidance and support. I also acknowledge the contributions of authors and scholars whose works on Impacts of Effective Financing of Small Business Enterprises on National Economic Development provided essential insights. Special thanks go to my study area (and any funding organizations, if applicable) for their financial assistance. I am equally thankful to stakeholders, including mentors, teachers, and colleagues, for their encouragement and support. Finally, I deeply appreciate my family and friends for their patience and unwavering support throughout this journey. Your contributions have been instrumental in making this research a reality.



TABLE OF CONTENTS

PRELIMINARY PAGES

CHAPTER ONE

  • Introduction
  • 1.1 Background to the Study
  • 1.2 Statement of Problems
  • 1.3 Objectives of Study
  • 1.4 Research questions
  • 1.5 Research Hypothesis
  • 1.6 Significance of Study
  • 1.7 Scope and Limitation Of Study
  • 1.8 Research Methodology
  • 1.9 Definitions of Terms
  • 1.10 Summary of Subsequent Chapters

CHAPTER TWO:

  • Literature Review
  • 2.0 Introduction
  • 2.1 Conceptual Clarifications
  • 2.2 Banking Sector Reforms
  • 2.3 Post − Banking Sector Consolidation
  • 2.4 Nigerian Banks and the Problem of Financing Smes
  • 2.5 Government Involvement .In Development of Small and Medium Scale Enterprises
  • 2.6 Definition of Small and Medium Scale Enterprises
  • 2.7 Government Agencies as Source of Finance
  • 2.8 Survival Strategies for Small Scale Business in Nigeria
  • 2.9 Sources of Finance and Funding Of Small and Medium Scale Enterprises in Nigeria
  • 2.10 The Role of Banks in Providing Debt Finance to SMES
  • 2.11 Survival Strategies for Small Scale Business in Nigeria

CHAPTER THREE:

  • Research Methodology
  • 3.1 Introduction
  • 3.2 Research Design
  • 3.3 Re-Statement of Research Questions
  • 3.4 Re-Statement of Research Hypothesis
  • 3.5 Characteristics of the Study Population
  • 3.6 Sampling Design and Procedure
  • 3.7 Data Collection Instrument.
  • 3.8 Administration of Data Collection Instrument
  • 3.9 Procedure for Analysing Collected Data
  • 3.10 Limitations of Methodology

CHAPTER FOUR:

  • Data Presentation And Analysis
  • 4.0 Introduction
  • 4.1 Data Presentation and Analysis
  • 4.2 Analysis of Respondents
  • 4.3 Test of Hypothesis

CHAPTER FIVE:

  • Conclusion
  • 5.1 Summary of Findings
  • 5.2 Conclusion
  • 5.3 Recommendation
  • BIBLIOGRAPHY
  • Questionnaire

ABSTRACT

In view of the importance of SMEs, government has been playing an appreciative role in promoting their survival and growth, various policies towards this has enunciated plan and the ongoing three year rolling plan, priority was accorded industrialization with emphasis on SMEs.

Thus, it has been stated that the panacea for solving the problem of stunted economic growth of developing countries often reside in the adequate funding and development of the Small and Medium Scale Enterprises (SMEs).

Analyst have therefore continued to posit that Nigeria will continue to, remain in a state of underdevelopment unless concerted efforts are made to achieve growth in the SMEs .because the lack of development in this sector has ‘continued to keep the Nigerian economy, in the woods. One of the major impediments to the growth and development of this sub-sector is lack of adequate finding.

The survey research design was employed in this study and the questionnaire was the main research instrument. A total of 50 respondents make up the sample size of the study. Thus various statistical tools were used to analyze the data collected. A statistical tool used was mean and standard deviation. Hence the finding of the study shows that the rationale for promoting SMEs has given as their ability to make efficient use of resource employment, mobilize domestic savings for investment and it is recommended that: The government in conjunction with banks and professional associations should help the business to sign post the path to improved methods of marketing.


Impacts of Effective Financing of Small Business Enterprises on National Economic Development

CHAPTER ONE

1.1 Introduction

… As a prelude to other parts of this study, this chapter will discuss the background upon which this study was initiated, the statement of problems that led to this study, the Aim and Objectives of the study. Others are Significance of the study, Scope of work, Research hypothesis and questions, Limitation of the study and Definition of technical terms.…

CHAPTER TWO

2.0 Literature Review

2.1 Introduction

This chapter focuses on the review of related literature. A literature review includes the current knowledge as well as theoretical and methodological contributions to a particular topic. It documents the state of the art with respect to the topic you are writing. It surveys the literature in the topic selected. In this research work the literature review includes the conceputal review, theoretical framework, the review of related literature …

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In preparation for defending a project or seminar on Impacts of Effective Financing of Small Business Enterprises on National Economic Development, it is imperative that as a nursing student, you demonstrate comprehensive knowledge of your research. The defense process is structured to include presenting your work, answering questions, and illustrating its pertinence. Initially, provide a succinct yet thorough introduction to your research topic, emphasizing its importance and the objectives, ensuring that both the audience and the External Examiner can understand the scope of your study.

Prior to your defense, be thoroughly acquainted with your research abstract and the critical elements of Chapter One, including motivation for embarking on this research, problem statement, objectives, and significance. In Chapter Two, be ready to cite at least two references from the literature review. For Chapter Three, you should be equipped to discuss the methodologies, tools, and techniques utilized. In Chapter Four, defend your research by justifying the findings and linking them to your research objectives.

Conclude your defense by succinctly summarizing the study and offering insightful, evidence-based recommendations. A professional dress code, such as wearing a suit and tie, is vital to create a favorable impression and elevate your presentation.

During the question and answer segment, the External Examiner may pose questions pertaining to your research. If confronted with a challenging or irrelevant question, respond diplomatically with, “Sorry, Sir/Madam, the question asked is beyond the scope of my study.” Whenever possible, direct your answers back to your research findings to reinforce your expertise.

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