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I am profoundly grateful to everyone who contributed to the successful completion of this project. I am especially grateful to my Supervisor (Name), the Head of Department (Name), and the Lecturers in the Department of Banking and Finance (BF) for their invaluable guidance and support. I also acknowledge the contributions of authors and scholars whose works on Post Consolidation Challenges and Strategic Options of the Nigerian Banking Industry provided essential insights. Special thanks go to my study area (and any funding organizations, if applicable) for their financial assistance. I am equally thankful to stakeholders, including mentors, teachers, and colleagues, for their encouragement and support. Finally, I deeply appreciate my family and friends for their patience and unwavering support throughout this journey. Your contributions have been instrumental in making this research a reality.
PRELIMINARY PAGES
CHAPTER ONE
INTRODUCTION
- 1.1 Introduction
- 1.2 Background …
- ⋮
CHAPTER TWO
LITERATURE REVIEW
- 2.1 Introduction
- 2.2 Conceptual Review
- 2.3 Theoretical Framework
- ⋮
- 2.4 Empirical Studies
- 2.5 Research Gaps
- 2.6 Summary of Literature Review
CHAPTER THREE
RESEARCH METHODOLOGY
- 3.1 Introduction
- 3.2 Research Design
- 3.3 Population of Study
- 3.4 Sampling and Sampling Technique
- 3.5 Validation of Research Instrument
- 3.6 Method of Data Collection
- 3.7 Method of Data Analysis
- 3.8 Questionnaire Administration
- 3.9 Ethical Consideration
- 3.10 Statistical Analysis
CHAPTER FOUR
DATA ANALYSIS, RESULT AND DISCUSSION
- 4.1 Introduction
- 4.2 Presentation and Analysis of Data
- 4.3 Re-statement of Research Questions
- 4.4 Test of Hypotheses
- 4.5 Discussion of Findings
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
- 5.1 Introduction
- 5.2 Summary of Findings
- 5.3 Conclusion
- 5.4 Recommendation
- 5.5 Suggestion for Further Study
REFERENCES
APPENDIX A - “QUESTIONNAIRE”
The recent Banking consolidation exercise in Nigeria, no doubt has generated a lot of debate. The consolidation just like any other previous one has a lot of prospect for National development because of the strategic position of banking industry in the Nigeria economy. While the consolidation exercise is a welcome development, this project aimed to offer advice to the monetary authority on the exercise, by tracing the historical development of banking industry in Nigeria, highlighting some previous in the banking sector and their effect on the industry itself and the economy at large. Similarly, this project discusses the benefits and problems that are likely to introduce from the implementation of the consolidation while prescribing some measure for effective and efficient implementation that will enhance the national development. The past consolidation challenges that may arise from the consolidation exercise of the Nigerian banking industry include:
- The major challenges of bank consolidation is how to foster competition with fewer, mega banks, that fewer banks are likely to be pressured to expand their branches.
- Bigger banks might not necessary fit more efficient since they have no incentive to improve efficiency within limited competitive field.
- Consolidated banks might not have capacity building for risk management for both the regulators and operators.
- Small and medium scale enterprises may be neglected in the area of financing in mega banks
- Consolidation exercise may lead to unemployment in the country and it cause another social problem to the economy.
1.1 Introduction
… As a prelude to other parts of this study, this chapter will discuss the background upon which this study was initiated, the statement of problems that led to this study, the Aim and Objectives of the study. Others are Significance of the study, Scope of work, Research hypothesis and questions, Limitation of the study and Definition of technical terms.…
This chapter focuses on the review of related literature. A literature review includes the current knowledge as well as theoretical and methodological contributions to a particular topic. It documents the state of the art with respect to the topic you are writing. It surveys the literature in the topic selected. In this research work the literature review includes the conceputal review, theoretical framework, the review of related literature …
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