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Analysis of the Effects of Policy on the Development of Agro-Based Micro-Enterprises in the Informal Sector of Bayelsa State, Nigeria

Analysis of the Effects of Policy on the Development of Agro-Based Micro-Enterprises in the Informal Sector of Bayelsa State, Nigeria

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DEDICATION

This research material, titled “Analysis of the Effects of Policy on the Development of Agro-Based Micro-Enterprises in the Informal Sector of Bayelsa State, Nigeria” is dedicated to God for His boundless grace and guidance. It is also a tribute to all computer enthusiasts whose contributions made my research journey smoother and enriched my documentation process, making the experience truly fulfilling.



ACKNOWLEDGEMENT

I am profoundly grateful to everyone who contributed to the successful completion of this project. I am especially grateful to my Supervisor (Name), the Head of Department (Name), and the Lecturers in the Department of Agricultural Engineering (AE) for their invaluable guidance and support. I also acknowledge the contributions of authors and scholars whose works on Analysis of the Effects of Policy on the Development of Agro-Based Micro-Enterprises in the Informal Sector of Bayelsa State, Nigeria provided essential insights. Special thanks go to my study area (and any funding organizations, if applicable) for their financial assistance. I am equally thankful to stakeholders, including mentors, teachers, and colleagues, for their encouragement and support. Finally, I deeply appreciate my family and friends for their patience and unwavering support throughout this journey. Your contributions have been instrumental in making this research a reality.



ABSTRACT

This study was conducted to analyze the effects of policy on the development of Agro-based micro-enterprises in the informal sector of Bayelsa State of Nigeria. Structured questionnaires were used to collect data from 150 micro enterprises that were randomly selected. Descriptive statistics, multiple regression, Access model and the t- statistics were employed for data analysis. Among the major findings were that the agricultural micro-enterprises span the entire agricultural sector of crop production, animal, fisheries, processing and trading. The age range of the entrepreneurs were between 31-65 years (85.4%), with women dominating the sector (58.0%).

The level of education was appreciable with 44.0% having more than primary education, the enterprises were relatively new with experience range of 1-10years and 80.7% employed between 1 and 10 persons. The average income was N100,000 per annum and an asset holding of N100,000 to N150,000. Econometric estimation showed that experience, size, income level, value of asset-holdings and credit history affected the amount of micro-credit obtained significantly. Also, age, gender of entrepreneur and level of education did not affect the amount of credit obtained significantly. Further findings showed that only 23.3% had access to training and only 9.3% have benefited in government market facilities. The access index of micro-credit was 0.26 representing 26.0% in the entire state.

The survey also showed that tax policy also significantly affected the development of urban and rural micro-enterprises. Also poor transportation, poor road network, poor electricity supply, inadequate market infrastructure, inadequate subsidies and micro-credit were the identified constraints to microenterprises development. It is therefore recommended that the government, NGOs multinationals should re-address the infrastructural policies, micro-credit policies, tax, training programmes and if possible partner with private companies for a total over-haul of the sector.


Analysis of the Effects of Policy on the Development of Agro-Based Micro-Enterprises in the Informal Sector of Bayelsa State, Nigeria

CHAPTER ONE

1.1 Introduction

… As a prelude to other parts of this study, this chapter will discuss the background upon which this study was initiated, the statement of problems that led to this study, the Aim and Objectives of the study. Others are Significance of the study, Scope of work, Research hypothesis and questions, Limitation of the study and Definition of technical terms.…

CHAPTER TWO

2.0 Literature Review

2.1 Introduction

This chapter focuses on the review of related literature. A literature review includes the current knowledge as well as theoretical and methodological contributions to a particular topic. It documents the state of the art with respect to the topic you are writing. It surveys the literature in the topic selected. In this research work the literature review includes the conceputal review, theoretical framework, the review of related literature …

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