Effects of Capital Structure of Small & Medium Scale Agro Enterprises on Access to Microfinance Banks Credit

DEDICATION

This research material titled “Effects of Capital Structure of Small and Medium Scale Agro Enterprises on Access to Microfinance Banks Credit” is dedicated to God for his enabling grace, and to all computer enthusiasts who contributed to make life a pleasant experience during my research documentation.

ACKNOWLEDGEMENT

I extend my sincere gratitude to all those who contributed to the completion of this project. Special thanks to my Supervisor (Name of your Supervisor), the Head of Department (Name of your HOD), the Lecturers in the department of Finance, Book Authors and Profound Scholars of existing or related project material on “Effects of Capital Structure of Small and Medium Scale Agro Enterprises on Access to Microfinance Banks Credit” for their invaluable guidance, support, and expertise throughout the journey.

I am also grateful to your study area (mention any funding organizations, if applicable) for their financial assistance. This research would not have been possible without the encouragement and assistance of some stakeholders (mention any mentors, teachers, or colleagues). Additionally, I would like to acknowledge the understanding and patience of my family and friends during this endeavor. Your unwavering support has been a constant source of motivation. Thank you all for being part of this meaningful endeavor.

TABLE OF CONTENTS

PRELIMINARY PAGES

Title page
Approval page
Dedication
Acknowledgement
Table of Contents
Abstract

CHAPTER ONE

1.0 Introduction
1.1 Background of the study
1.2 Statement of problems
1.3 Objectives of the study
1.4 Significance of the study
1.5 Scope and limitations of study
1.6 Hypothesis of the study
1.7 Brief history of the Union Bank of Nig. Plc
1.8 Definition of Terms

CHAPTER TWO

2.0 Literature Review
2.1 Concepts of Bank lending
2.2 Objectives of Bank lending
2.3 Basic principles of lending
2.4 Constraints / Problems of lending
2.5 Purposes of Ratio Analysis
2.6 Profile of Union Bank
2.7 Objectives / Functions of Union Bank
2.8 Achievements / Challenges

CHAPTER THREE

3.0. Research Design and Methodology
3.1 Introduction
3.2 Sources of data
3.3 Research population
3.4 Primary and Secondary Data
3.5 Sampling Method used
3.6 Sample Plan and Sample Size
3.7 Questionnaire Design
3.8 Description of Respondents
3.9. Method of Data Analysis

CHAPTER FOUR

4.0 Data presentation and analysis on findings
4.1 Data presentation
4.2 Data analysis
4.3 Interpretation of results
4.4 Test of hypothesis

CHAPTER FIVE

5.0 Summary / Recommendation and Conclusion
5.1 Discussion of findings
5.2 Conclusion
5.3 Recommendations

BIBLIOGRAPHY

APPENDIX

Defense Procedure for Finance Researchers

Be Intentional About Your Research Preparation in Context – As a student of Finance defending a project or seminar on Effects of Capital Structure of Small and Medium Scale Agro Enterprises on Access to Microfinance Banks Credit, you are expected to be thoroughly acquainted with your research. The defense process follows a structured format where you present your work, respond to questions, and demonstrate its relevance. Here’s a general guide to the defense procedure:

Introduction: Begin with a concise introduction of your research topic, highlighting its significance and the research objectives. This helps set the context for the audience and the External Examiner, allowing them to grasp the scope of your work. Before you step up to defend, ensure that you are familiar with your research abstract and the key components of Chapter One, including the motivation behind your study, the problem statement, the aims and objectives, as well as the scope and significance. For Chapter Two, it is advisable to reference at least two citations from the literature review. In Chapter Three, be prepared to discuss the methodologies, tools, and techniques you employed in your research. Moving to Chapter Four, you must justify your work and explain how your findings align with the objectives of your research.

Conclusion and Recommendations: Wrap up your defense by summarizing the study and offering well-grounded recommendations based on your findings.

Dress Code: Professional attire is an essential component of your final-year research defense. Wearing a suit and tie, for example, can create a positive impression and boost your overall presentation without you having to say a word.

Question and Answer Session: The External Examiner will ask questions based on your research. If you encounter a difficult or unrelated question, respond respectfully with, "Sorry, Sir/Madam, the question asked is beyond the scope of my study". Whenever possible, answer questions by referring directly to your research findings.

Effects of Capital Structure of Small and Medium Scale Agro Enterprises on Access to Microfinance Banks Credit

DEDICATION

ACKNOWLEDGEMENT

TABLE OF CONTENTS

Effects of Capital Structure of Small and Medium Scale Agro Enterprises on Access to Microfinance Banks Credit

CHAPTER ONE

1.1 Introduction

CHAPTER TWO

2.0 Literature Review

2.1 Introduction

How to Download the Complete Material in PDF (Docx)

Defense Procedure for Finance Researchers

Summary Headlines for Effects of Capital Structure of Small and Medium Scale Agro Enterprises on Access to Microfinance Banks Credit

Effects of Capital Structure of Small and Medium Scale Agro Enterprises on Access to Microfinance Banks Credit

DEDICATION

ACKNOWLEDGEMENT

TABLE OF CONTENTS

Effects of Capital Structure of Small and Medium Scale Agro Enterprises on Access to Microfinance Banks Credit

CHAPTER ONE

1.1 Introduction

CHAPTER TWO

2.0 Literature Review

2.1 Introduction

How to Download the Complete Material in PDF (Docx)

Other Related Topics on Finance

Defense Procedure for Finance Researchers

Summary Headlines for Effects of Capital Structure of Small and Medium Scale Agro Enterprises on Access to Microfinance Banks Credit