The Impact of Bank Distress on the Nigerian Banking Habit

The Impact of Bank Distress on the Nigerian Banking Habit

Project / Seminar Material
Reference ID: PS-13238-TM

DEDICATION

This research material titled “The Impact of Bank Distress on the Nigerian Banking Habit” is dedicated to God for his enabling grace, and to all computer enthusiasts who contributed to make life a pleasant experience during my research documentation.

ACKNOWLEDGEMENT

I extend my sincere gratitude to all those who contributed to the completion of this project. Special thanks to my Supervisor (Name of your Supervisor), the Head of Department (Name of your HOD), the Lecturers in the department of Accountancy / Accounting, Book Authors and Profound Scholars of existing or related project material on “The Impact of Bank Distress on the Nigerian Banking Habit” for their invaluable guidance, support, and expertise throughout the journey.

I am also grateful to your study area (mention any funding organizations, if applicable) for their financial assistance. This research would not have been possible without the encouragement and assistance of some stakeholders (mention any mentors, teachers, or colleagues). Additionally, I would like to acknowledge the understanding and patience of my family and friends during this endeavor. Your unwavering support has been a constant source of motivation. Thank you all for being part of this meaningful endeavor.

TABLE OF CONTENTS

PRELIMINARY PAGES


CHAPTER ONE

INTRODUCTION


    CHAPTER TWO

    LITERATURE REVIEW

    • 2.1 Introduction
    • 2.2 Conceptual Review
    • 2.3 Theoretical Framework
    • 2.4 Empirical Studies

    CHAPTER THREE

    RESEARCH METHODOLOGY

    • 3.1 Introduction
    • 3.2 Research Design
    • 3.3 Population of Study
    • 3.4 Sampling and Sampling Technique
    • 3.5 Validation of Research Instrument
    • 3.6 Method of Data Collection
    • 3.7 Method of Data Analysis
    • 3.8 Questionnaire Administration
    • 3.9 Ethical Consideration
    • 3.10 Statistical Analysis

    CHAPTER FOUR

    DATA ANALYSIS, RESULT AND DISCUSSION

    • 4.1 Introduction
    • 4.2 Presentation and Analysis of Data
    • 4.3 Re-statement of Research Questions
    • 4.4 Test of Hypotheses
    • 4.5 Discussion of Findings

    CHAPTER FIVE

    SUMMARY, CONCLUSION AND RECOMMENDATION

    • 5.1 Introduction
    • 5.2 Summary of Findings
    • 5.3 Conclusion
    • 5.4 Recommendation
    • 5.5 Suggestion for Further Study

    REFERENCES

    APPENDIX A - “QUESTIONNAIRE”

    ABSTRACT

    An efficient and effective financial system is a necessary condition for the effective functioning of a nation’s economy. The issue of bank distress has been a reoccurring ill in the Nigerian banking system for some time now. This research work ‘The Impact of Bank Distress on the Nigerian Banking Habit’ has the objective to examine the impact bank distress has on the Nigerian banking habit as well as customers perception towards bank distress. The methodology employed in this research is the primary data, which was obtained through the use of questionnaires and using the Statistical Packages for Social Sciences (SPSS,) ANOVA method was used to analyse the data and test the hypotheses, and the secondary data which was obtained from the CBN Annual Reports. After testing the hypotheses, it was asserted that distress in the Nigerian banking sector has impacted negatively on the Nigerian banking habit, non-performing risk assets contributed to the distress in the Nigerian banking industry and some political and institutional factors are responsible for the bank distress in the Nigerian banking industry. The recommendation made from this project is that Nigerian banks should endeavour to present or publish a true and fair view of their annual financial statement and audit report as this would go a long way in restoring the confidence of the Nigerian banking public and that regulatory bodies should be more diligent in their assignments to prevent decadence in the banking sector.


    The Impact of Bank Distress on the Nigerian Banking Habit

    CHAPTER ONE

    1.1 Introduction

    … As a prelude to other parts of this study, this chapter will discuss the background upon which this study was initiated, the statement of problems that led to this study, the Aim and Objectives of the study. Others are Significance of the study, Scope of work, Research hypothesis and questions, Limitation of the study and Definition of technical terms.

    CHAPTER TWO

    2.0 Literature Review

    2.1 Introduction

    This chapter focuses on the review of related literature. A literature review includes the current knowledge as well as theoretical and methodological contributions to a particular topic. It documents the state of the art with respect to the topic you are writing. It surveys the literature in the topic selected. In this research work the literature review includes the …

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