This research work titled "Design and Implementation of a Computerized Loan Management System for Rejecting Or Approving Loan Request using Credit Risk and Evaluation Models" is dedicated to God for his enabling grace and to all computer enthusiasts who help to make life a pleasant experience.
I owe my indebtedness to my Supervisor (Name of your Supervisor), the Head of Department (Name of your HOD), the Lecturers in the department of Computer Science (CS), Book Authors and Profound Scholars of existing/related research material for your moral support that facilitated the successful completion of my (Tertiary Institution level). I am grateful to God Almighty and my parent for their financial support in my career. I really appreciate you all for everything, Thank you very much.
A loan management system is designed to handle back office operations of financial institutions offering different types of Loans. Loan Lending is the principal business activity for most commercial banks. The loan portfolio is typically the largest asset and the predominate source of revenue. The aim of the study is to design and implement A Computerized Loan Management System for Rejecting Or Approving Loan Request using Credit Risk and Evaluation Models. In achieving this aim, the following specific objectives were laid out as follows to develop an application software that will allow bank customers to easily access loans without stress or visiting the banks, analyze the loan sanctioning procedures of the applicants using credit risk and evaluation models and assist the end-user in identifying the credit worthiness of the borrowers. The motivation that led to the implementation of the proposed system is that many banks do not have an automated system specifically to manage loan lending information. This situation makes it difficult to instantly confirm loan information or get reports when needed. The methodology adopted in this study is the structure system analysis and design methodology (SSADM) which is a technical approach for analyzing and designing an application or system by applying object oriented programming as well as visual modeling throughout the software development. The programming language used is HTML, CSS, JAVASCRIPT, PHP, SQL and JQUERY. The reason why web programming languages was used is because, it is platform independent and it is a web based application. The computerized system will provide less risk for the banks when reviewing customers loan request, the system will ascertain if the customer is loan worthy or not automatically. The newly developed system is automated, effective, comprehensive, interactive, and gives the financial institution less credit risk. The expected result is A Computerized Loan Management System for Rejecting Or Approving Loan Request using Credit Risk and Evaluation Models that will help the efficiency of loan disbursement, Loan recovery and increase accountability in the financial sector.
Design and Implementation of a Computerized Loan Management System for Rejecting Or Approving Loan Request using Credit Risk and Evaluation Models
Loan record management system is designed to handle back office operations of financial institutions offering different types of Loans (Mbam & Kingsley, 2014). The system converts the traditional method into a more digitized, less stressful form and ensures the security of records and information. It also tracks loan disbursed and enhances compliance to loan terms and conditions (Adebayo et al., 2014). Loan disbursement is the principal business activity for most commercial banks. The loan portfolio is typically the largest asset and the predominate source of revenue. As such, it is one of the greatest sources of risk to a bank’s safety and soundness. Whether due to lax credit standards, poor portfolio risk management, or weakness in the economy, loan portfolio problems have historically been the major cause of bank losses and failures. Effective management of the loan portfolio and the credit function is fundamental to a bank’s safety and soundness. Loan portfolio management (LPM) is the process by which risks that are inherent in the credit process are managed and controlled. Because review of the LPM process is so important, it is a primary supervisory activity.
As a prelude to other parts of this study, this chapter will discuss the background upon which this study was initiated, the statement of problems that led to this study, the Aim and Objectives of the study. Others are Significance of the study, Scope of work, Limitations of the Study and Definition of technical terms.
This chapter focuses on the review of related literature. A literature review includes the current knowledge as well as theoretical and methodological contributions to a particular topic. It documents the state of the art with respect to the topic you are writing. It surveys the literature in the topic selected. In this research work the literature review includes the …
How to Download the Complete Material in PDF (Docx)
Design and Implementation of a Computerized Loan Management System for Rejecting Or Approving Loan Request using Credit Risk and Evaluation Models is available for download by placing an order for the complete material at specified project or seminar cost price. After payment confirmation, the material will be sent through WhatsApp (E-mail) in Microsoft Word (MS-Word) format.
Seminar Material Cost ₦3,000
Project Material Cost ₦5,000
For Mobile Money (MoMo) and Researchers Outside Nigeria, Kindly Request Complete Material via WhatsApp.
Defense Procedure for Computer Science Researchers
Deliberate About Your Research Operations in Context - It is expected of you to be familiar with your project or seminar research work. If you are not sure whether your research is laborious, check out the sections below for some recommended points of study (Design and Implementation of a Computerized Loan Management System for Rejecting Or Approving Loan Request). The subsequent sections present crucial factors to consider when determining whether or not your research project is laborious.
Abstract
CHAPTER ONE
Motivation / Statement of Problems
Aim (Purpose) of the Study
Specific Objectives of the Study
Scope of Study
Significance of Study
CHAPTER TWO
State two or more citation from your review of related literature.
CHAPTER THREE
In this chapter, the methodologies, tools and techniques used is expected to be known by the researcher.
CHAPTER FOUR
In this chapter, you are expected to justify your research work and discuss the relevant findings with reference to your objectives of study.
CHAPTER FIVE
Conclusion and Recommendation
Dress Code: Your dress code should be cooperate wear for example; putting on suit and tie during project defense gives you an automatic mark without a word.
External Examiner / Supervisor Questioning & Student Answering: Questions will be sourced from your research work and any difficult or unknown question not related to your research, kindly say "Sorry Sir/Madam, the question asked is not within my scope of study".
Summary Headlines for Design and Implementation of a Computerized Loan Management System for Rejecting Or Approving Loan Request