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Seminar Material on Effects of Government Regulations on Banks
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Seminar Material on Effects of Government Regulations on Banks

Project / Seminar Material
Reference ID: PS-45-TM

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ACKNOWLEDGEMENT

I owe my indebtedness to my Supervisor (Name of your Supervisor), the Head of Department (Name of your HOD), the Lecturers in the department of Accountancy / Accounting, Book Authors and Profound Scholars of existing/related research work for your moral support that facilitated the successful completion of my (Tertiary Institution level). I am grateful to God Almighty and my parent for their financial support in my career. I really appreciate you all for everything, Thank you very much.



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Seminar Material on Effects of Government Regulations on Banks

TABLE OF CONTENTS

Preliminary Pages

Chapter One

Introduction

  • 1.1 Background …

Chapter Two

Literature Review

  • 2.1 Introduction

Chapter Three

Research Methodology

  • 3.1 Introduction

Chapter Four

Results and Discussion

  • 4.1 Introduction

Chapter Five

Summary, Conclusion, and Recommendation

  • 5.1 Introduction
  • 5.2 Summary
  • 5.3 Conclusion
  • 5.4 Recommendation

References




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Seminar Material on Effects of Government Regulations on Banks

CHAPTER ONE

1.0 Analysis Of The Work
Before Nigeria attained her independence, the country had been struggling to get her own central bank. But after some years of independence, this became real. It is as a result of this struggle that led Mr. Fisher in 1953 to sate the need for banking in the then Colonized Nigeria. To have a supervisory authority that will oversee the activities of commercial banks and merchant bank, as a result of continuous depression of banks , the central bank was established , as it would oversee and supervise the activities of other banks in the country . the number of depressed banks had been on the increase, creating more responsibilities and anxiety for the supervisory in its strict sence and referred for tehneed for framework of laws and rules under which bank must operate.
Ebhodagbe (1995) Narrowly defined supervisory as referring to the banking agencies monetary situational stand of banks under thir jurisdiction and to the on going enforcement of banking, regulations and policies.
However, banking supervision is a matter of judgement and prudential analysis to ensure that individual banks observe laid down laws and operate within prescribed monetary policy objectives, example section 17b of BOFIA 1991 provides that no licensed banks shall pay dividend until adequate provision of bad and doubtful debts have been traded to the satisfaction of the CBN as contained in the prudential guideline Kanu (2003).
The reasons behind bank supervision is to protect bank depositors and the payment system as well as preservation of sound financial practices like monetary and financial stability , efficient and competitive financial system, consumer protection etc to achieve the purpose of the CBN. Ebhodah (1997) measures were facilitated to form a formal framework for the coordination of regulaton and supervisory activities in Nigerias financial services coordinating committee (FSCC) to address more efficiently through consultations and regular inter agency meetings, and addressing issues of common concern to both the regulatory and supervisory bodies alike the nam of the committee was subsequently changed to Financial service coordinating committee (FSCC) , although the comitte had been in existence since 1994, as it was only accorded legal states by the 2005 amendment to section 38 of the CBN ACT 1991 and made formally inadequate by the Governor in may 2009. Okpora (1997).

1.1 Regulation And Supervisory Framework
Banking and Finance activity (ies) are governed by rules and regulations which are to be reviewed from time to time to outlet the changing economic environment Among some of the recent rides and status which govern the operation of banks is the CBN decree 24 of 2009 as amended, banks and other financial institutions (BOFIA) Decree no 25 of 1991 as amended, the dishonored cheque (offender) Decree No 18 of 1994 as amended, the money laundering Decree of No 3, of 1995, the National insurance commission Decree No 1 of 1997 and the three insurance decree of no 2 of 1997 provides the regulatory framework for the operation of hte insurance industry. Other relevant laws which affects the operation of the financial system includes the foreign exchange montoring and miscellaneous provision Decree No 17 of 1995, Nigerian investment and promotion commission Decree No 16 of 1995, company and Allied matters Decree of 1990, which provides the legal toll for resuscitating unit trust operations in a country Ezinwa (2002).

CHAPTER TWO

2.0 Literature Review

2.1 Introduction

This chapter focuses on the review of related literature. A literature review includes the current knowledge as well as theoretical and methodological contributions to a particular topic. It documents the state of the art with respect to the topic you are writing. It surveys the literature in the topic selected. In this research work the literature review includes the …

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Proposal Writing Format under Accounting


Seminar Material on Effects of Government Regulations on Banks is a proposal topic for final year research work, which comprises the major and elective project proposal writing sections for Seminar Material on Effects of Government Regulations on Banks research work.

Major Sections
  • Motivation for Embarking on the Project

  • Brief Background of Study

  • Statement of Problems

  • Aim of the Study

  • Specific Objectives of the Study

  • Significance of the Study (Who benefits from the project and how?)

Elective Sections
  • Relevant Research Questions

  • Relevant Research Hypotheses


Defense Procedure for Accounting Researchers


Know your Project / Seminar Work (Seminar Material on Effects of Government Regulations on Banks): Here are the key point to study if your work is cumbersome or not.

  • Abstract

CHAPTER ONE

  • Motivation / Statement of Problems
  • Aims & Objective of Study
  • Scope of Study
  • Significance of Study

CHAPTER TWO

  • State two or more citation from your review of related literature.

CHAPTER THREE

  • Know the methodologies, tools and techniques used.

CHAPTER FOUR

  • Justification of your work and things to adhered to before using the system or research work.

CHAPTER FIVE

  • Conclusion and Recommendation

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