× Close

📚 Project Proposal Topics PDF Department List & Materials for Google Scholars
Building Technology Topics
Business Management Topics
Community Health Topics
Computer Engineering Topics
Economics Education Topics
📚 List of Project Proposal Topics and PDF Materials for (2025) Students
English Education Topics
Estate Management Topics
Geography Education Topics
Law Topics
Mass Communication Topics
Mechanical Engineering Topics
Quantity Surveying Topics
Science Education Topics
Special Education Topics
See all Curated Project Dept.

Trending List of Project Topics

PDF and Microsoft Word Materials


Search for Project and Seminar Topics Post Market Item or Services for Free
Fraudulent Practices in the Banking Industry

Fraudulent Practices in the Banking Industry

Project / Seminar Material
Reference ID: PS-11919-TM

DEDICATION

This research material titled “Fraudulent Practices in the Banking Industry” is dedicated to God for his enabling grace, and to all computer enthusiasts who contributed to make life a pleasant experience during my research documentation.

ACKNOWLEDGEMENT

I extend my sincere gratitude to all those who contributed to the completion of this project. Special thanks to my Supervisor (Name of your Supervisor), the Head of Department (Name of your HOD), the Lecturers in the department of Banking and Finance (BF), Book Authors and Profound Scholars of existing or related project material on “Fraudulent Practices in the Banking Industry” for their invaluable guidance, support, and expertise throughout the journey.

I am also grateful to your study area (mention any funding organizations, if applicable) for their financial assistance. This research would not have been possible without the encouragement and assistance of some stakeholders (mention any mentors, teachers, or colleagues). Additionally, I would like to acknowledge the understanding and patience of my family and friends during this endeavor. Your unwavering support has been a constant source of motivation. Thank you all for being part of this meaningful endeavor.

TABLE OF CONTENTS

PRELIMINARY PAGES

CHAPTER ONE

INTRODUCTION

    CHAPTER TWO

    LITERATURE REVIEW

    • 2.1 Introduction
    • 2.2 Conceptual Review
    • 2.3 Theoretical Framework
    • ⋮
    • 2.4 Empirical Studies

    CHAPTER THREE

    RESEARCH METHODOLOGY

    • 3.1 Introduction
    • 3.2 Research Design
    • 3.3 Population of Study
    • 3.4 Sampling and Sampling Technique
    • 3.5 Validation of Research Instrument
    • 3.6 Method of Data Collection
    • 3.7 Method of Data Analysis
    • 3.8 Questionnaire Administration
    • 3.9 Ethical Consideration
    • 3.10 Statistical Analysis

    CHAPTER FOUR

    DATA ANALYSIS, RESULT AND DISCUSSION

    • 4.1 Introduction
    • 4.2 Presentation and Analysis of Data
    • 4.3 Re-statement of Research Questions
    • 4.4 Test of Hypotheses
    • 4.5 Discussion of Findings

    CHAPTER FIVE

    SUMMARY, CONCLUSION AND RECOMMENDATION

    • 5.1 Introduction
    • 5.2 Summary of Findings
    • 5.3 Conclusion
    • 5.4 Recommendation
    • 5.5 Suggestion for Further Study

    REFERENCES

    APPENDIX A - “QUESTIONNAIRE”

    ABSTRACT

    There are so many difficulties which this research work is confronted with. Bank officers were so reluctant to give out helpful information of this project. And there is also the cost of research and limited time, for acquisition, analysis and proper interpretation of data.

    Effort is made by the researcher to personally visit all the places where the above secondary data and primary data were located.

    Personal effort was also employed in tracing out relevant information needed to the project.

    After due analysis of the available data, the researcher discovered the statistical data of members of staff involved in frauds and forgeries, returns of commercial and merchant banks on frauds and forgeries and so on.

    Experience has shown that even in the most regulated home, accident can still happen.

    Bank staff should be properly screened before being employed, and adequate banking education should be organized for bank customers.

    Fraudulent Practices in the Banking Industry

    CHAPTER ONE

    Introduction

    1.1 Background Of The Study

    Fraud can be described as a conscious premeditated action of a person or group of persons with the intention of altering the truth or fact for selfish personal monetary gain. It involves the use of deceit and trick and sometimes highly intelligent cunning and know how. The action usually takes the form of forgery, falsification of documents and forgery of signature and outright theft.

    Employees as well as clients of firms in all industries engage in fraudulent practices all over the world. Although the existence of frauds in our banks is not an uncommon or unexpected phenomenon, it is worrying because of all the various problems confronting the Nigeria banking industry, that of fraud is easily the most intractable. The bank industry worries more about fraud because of the rather obvious damaging consequences of the acts on health and for the existence of the institutions.

    Frauds in banks nearly always lead to loss of monies − monies that ordinarily belong to someone other than the banks. This loss results in some cases in reduced level of resources available for the use in the operations of the banks.

    According to the Nigeria Deposit Insurance Corporation (NDIC) annual report (2002), shows that 797 cases of fraud was reported in commercial banks and the amount involved in N12,919.55 billion.

    In very bad cases where frauds occur with crippling frequency and in wholesale sizes, the bank may be formed to closedown as a result. When the bank loses money and it is wound up, the customers lose money. This leads to loss of confidence in the banks and reduced patronage. In our kind of financial environment where banking habit is being encouraged developed, this could result in a major set back for the efforts.

    Fraudulent practices in the Nigerian banking industry is therefore of special concern to the monetary control and supervisory authorities who are charged with the safety of individual banks and the soundness of the banking industry.

    1.2 Statement Of The Problem

    Banks operate on the pivot of public confidence and trust on the ability of the bank to deliver as and when demanded. The Nigerian society is bedeviled with the desire to get rich quick so as to feel important, as Nigerians believe that wealth is the measure of power and importance. It is in realization of this fact that these “get rich quick” minded set of people direct their attention to defrauding the banks.

    Frequent occurrence of frauds ultimately distracts the attention of the management and leads to increased running cost. time and energies that would have been spent improving customer services would be expanded on preventing frauds. Monies that would also have gone into service improvement activities would be expended in setting fraud control procedure and systems.

    Moreover, during the year 2003, total of 23 banks lost N333.3million to theft and fraud according to the Nigerian Insurers Association (NIA) 2003, annual report.

    Another reason why the banking industry like any other, worries about frauds is that it varies widely in nature, character and methodology.

    There are two main sources of frauds in banks.

    …

    CHAPTER TWO

    2.0 Literature Review

    2.1 Introduction

    This chapter focuses on the review of related literature. A literature review includes the current knowledge as well as theoretical and methodological contributions to a particular topic. It documents the state of the art with respect to the topic you are writing. It surveys the literature in the topic selected. In this research work the literature review includes the …

    Summary Headlines for Fraudulent Practices in the Banking Industry



      NEED HELP? CALL US 24/7:
      +234 803 051 1988