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Impact of Community Banking on Rural Development

Impact of Community Banking on Rural Development

Project / Seminar Material
Reference ID: PS-12241-TM

DEDICATION

This research material titled “Impact of Community Banking on Rural Development” is dedicated to God for his enabling grace, and to all computer enthusiasts who contributed to make life a pleasant experience during my research documentation.

ACKNOWLEDGEMENT

I extend my sincere gratitude to all those who contributed to the completion of this project. Special thanks to my Supervisor (Name of your Supervisor), the Head of Department (Name of your HOD), the Lecturers in the department of Banking and Finance (BF), Book Authors and Profound Scholars of existing or related project material on “Impact of Community Banking on Rural Development” for their invaluable guidance, support, and expertise throughout the journey.

I am also grateful to your study area (mention any funding organizations, if applicable) for their financial assistance. This research would not have been possible without the encouragement and assistance of some stakeholders (mention any mentors, teachers, or colleagues). Additionally, I would like to acknowledge the understanding and patience of my family and friends during this endeavor. Your unwavering support has been a constant source of motivation. Thank you all for being part of this meaningful endeavor.

TABLE OF CONTENTS

PRELIMINARY PAGES


CHAPTER ONE

INTRODUCTION


    CHAPTER TWO

    LITERATURE REVIEW

    • 2.1 Introduction
    • 2.2 Conceptual Review
    • 2.3 Theoretical Framework
    • 2.4 Empirical Studies

    CHAPTER THREE

    RESEARCH METHODOLOGY

    • 3.1 Introduction
    • 3.2 Research Design
    • 3.3 Population of Study
    • 3.4 Sampling and Sampling Technique
    • 3.5 Validation of Research Instrument
    • 3.6 Method of Data Collection
    • 3.7 Method of Data Analysis
    • 3.8 Questionnaire Administration
    • 3.9 Ethical Consideration
    • 3.10 Statistical Analysis

    CHAPTER FOUR

    DATA ANALYSIS, RESULT AND DISCUSSION

    • 4.1 Introduction
    • 4.2 Presentation and Analysis of Data
    • 4.3 Re-statement of Research Questions
    • 4.4 Test of Hypotheses
    • 4.5 Discussion of Findings

    CHAPTER FIVE

    SUMMARY, CONCLUSION AND RECOMMENDATION

    • 5.1 Introduction
    • 5.2 Summary of Findings
    • 5.3 Conclusion
    • 5.4 Recommendation
    • 5.5 Suggestion for Further Study

    REFERENCES

    APPENDIX A - “QUESTIONNAIRE”

    ABSTRACT

    This study deals with the Impact of Community Banking on Rural Development.

    In recent past, our rural dwellers have been finding it very difficult to save their money and other valuables in the commercial banks in urban area. This is because of the long process involved in opening a savings account and also distance in moving from where they are living to an urban location of commercial banks.

    This research work is presented in five chapters.

    The first chapter started the problems which are to be appraised, the reasons for studying this work and those who will benefit from this work. Relevant theoretical and empirical literature, which relate to present study were reviewed in chapter three. Chapter four deals with presentation analysis and interpretation of data. The last chapter that is chapter five deals with the summary of the research findings, conclusion and recommendations.

    Since the introduction of community banks, this problem has been solved especially for our rural dwellers. They now find it easy to open up savings and current account in these community banks rather than keeping the money under their beds or loosing them to termites or ants.


    Impact of Community Banking on Rural Development

    CHAPTER ONE


    Introduction

    1.1 Statement Of The Problem And Objectives Of The Study

    The role of banks in the process of economic development of Nigeria just like other nations of the world is very enormous. It mobilizes funds from the surplus spending unit in the economy, and lends such funds to the spending unit for investment.

    Suffices this to say that setting of banks in rural areas as otherwise named the community banks is a tool towards achieved economic growth, like hospitals, good roads companies market schools employment and agriculture. Hence the problem of this study is to appraise the impact of established community banks on the establishing of agricultural programmes and employment of rural dwellers. It is also aimed at exploring the weakness of some areas at exploring the weakness of some areas in the implementation of the programme.


    1.2 Reasons Of The Study

    The main reason for the study is to appraise the performance of the established community banks with a view to highlighting its effectiveness, arousing banking interest among rural dwellers. This study is important in the sense that it brings development to the rural areas in so many ways. The community banks help to educate the local communities the need or importance of banking services.

    It is also encourage the local community to save that is to accumulate capital for small-scale investment, provide the banking needs for the local market women, farmers and petty traders.

    Furthermore, community banks helps the rural people in depositing of money in the banks, through the community banks the rural people can obtain short-term loans for economic activities. Without these loans the rural people and the businessmen will find it difficult to finance their business.

    Through the development of community banks, long and medium term loans can also be obtained for development purposes by businessmen.

    CHAPTER TWO

    2.0 Literature Review

    2.1 Introduction

    This chapter focuses on the review of related literature. A literature review includes the current knowledge as well as theoretical and methodological contributions to a particular topic. It documents the state of the art with respect to the topic you are writing. It surveys the literature in the topic selected. In this research work the literature review includes the …

    Summary Headlines for Impact of Community Banking on Rural Development



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