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Liquidity Management in the Nigerian Banking Sector
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Liquidity Management in the Nigerian Banking Sector


This page presents an excerpt of the available research material, including the Preliminary Pages, Table of Contents, Abstract, Chapters One to Five, and References. It provides a comprehensive overview of the study, enhancing readability and accessibility for students, and researchers seeking complete material on the topic stated above.


ACKNOWLEDGEMENT


I am profoundly grateful to everyone who contributed to the successful completion of this project. I am especially grateful to my Supervisor (Name), the Head of Department (Name), and the Lecturers in the Department of Banking and Finance (BF) for their invaluable guidance and support. I also acknowledge the contributions of authors and scholars whose works on Liquidity Management in the Nigerian Banking Sector provided essential insights. Special thanks go to my study area (and any funding organizations, if applicable) for their financial assistance. I am equally thankful to stakeholders, including mentors, teachers, and colleagues, for their encouragement and support. Finally, I deeply appreciate my family and friends for their patience and unwavering support throughout this journey. Your contributions have been instrumental in making this research a reality.




PRELIMINARY PAGES


CHAPTER ONE

INTRODUCTION


    CHAPTER TWO

    LITERATURE REVIEW

    • 2.1 Introduction
    • 2.2 Conceptual Review
    • 2.3 Theoretical Framework
    • 2.4 Empirical Studies
    • 2.5 Research Gaps
    • 2.6 Summary of Literature Review

    CHAPTER THREE

    RESEARCH METHODOLOGY

    • 3.1 Introduction
    • 3.2 Research Design
    • 3.3 Population of Study
    • 3.4 Sampling and Sampling Technique
    • 3.5 Validation of Research Instrument
    • 3.6 Method of Data Collection
    • 3.7 Method of Data Analysis
    • 3.8 Questionnaire Administration
    • 3.9 Ethical Consideration
    • 3.10 Statistical Analysis

    CHAPTER FOUR

    DATA ANALYSIS, RESULT AND DISCUSSION

    • 4.1 Introduction
    • 4.2 Presentation and Analysis of Data
    • 4.3 Re-statement of Research Questions
    • 4.4 Test of Hypotheses
    • 4.5 Discussion of Findings

    CHAPTER FIVE

    SUMMARY, CONCLUSION AND RECOMMENDATION

    • 5.1 Introduction
    • 5.2 Summary of Findings
    • 5.3 Conclusion
    • 5.4 Recommendation
    • 5.5 Suggestion for Further Study

    REFERENCES

    APPENDIX A - “QUESTIONNAIRE”



    ABSTRACT


    Banking business is a very risky business. The operation of banks include; the mobilization of deposit and the extension of credit. A bank can be defined as the instrumental agency through which debt and credit are converted and changed between. Banks also act as intermediaries, they mobilize deposit and pay interest on them and make loans and receive interest thereof. Management of liquidity occupies strategic positions in the management of banks in Nigeria. The purpose of this project work arose from the need to know the problem inherent in the management of liquid assets otherwise known as liquidity management. Primary data were collected through the administration of questionnaires and oral interviews on members of staff of the selected banks.

    The data captured in the questionnaire, which are on perception of banks liquidity management, were analyzed using percentages which then facilitated inferential statistical analysis using chi-square. The study revealed that there are two types of problems inherent in the management of liquidity. They are the problems of excess liquidity and shortage of liquidity. It also showed that profitability will be optimized only when liquidity is effectively and efficiently managed. Based on these, the study suggested that banks should not solely concentrate on the profit maximization concept but should also adopt measures that will ensure effective liquidity management which will help to minimise or avoid cases of excessive and deficient liquidity as their effects. Also banks should schedule the maturity periods of their secondary reserve assets to correspond to the period in which the funds will be needed.




    1.1 Introduction

    … As a prelude to other parts of this study, this chapter will discuss the background upon which this study was initiated, the statement of problems that led to this study, the aim and objectives of the study. Others are significance of the study, scope of work, Research hypothesis and questions, limitation of the study and definition of terms.…


    CHAPTER TWO

    LITERATURE REVIEW


    2.1 Introduction

    This chapter focuses on the review of related literature. A literature review includes the current knowledge as well as theoretical and methodological contributions to a particular topic. It documents the state of the art with respect to the topic you are writing. It surveys the literature in the topic selected. In this research work the literature review includes the conceputal review, theoretical framework, the review of related literature …


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