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Management of Pension Schemes in Public Service

Management of Pension Schemes in Public Service

Project / Seminar Material
Reference ID: PS-4163-TM

DEDICATION

This research material titled “Management of Pension Schemes in Public Service” is dedicated to God for his enabling grace, and to all computer enthusiasts who contributed to make life a pleasant experience during my research documentation.

ACKNOWLEDGEMENT

I extend my sincere gratitude to all those who contributed to the completion of this project. Special thanks to my Supervisor (Name of your Supervisor), the Head of Department (Name of your HOD), the Lecturers in the department of Office Technology and Management (OTM), Book Authors and Profound Scholars of existing or related project material on “Management of Pension Schemes in Public Service” for their invaluable guidance, support, and expertise throughout the journey.

I am also grateful to your study area (mention any funding organizations, if applicable) for their financial assistance. This research would not have been possible without the encouragement and assistance of some stakeholders (mention any mentors, teachers, or colleagues). Additionally, I would like to acknowledge the understanding and patience of my family and friends during this endeavor. Your unwavering support has been a constant source of motivation. Thank you all for being part of this meaningful endeavor.

TABLE OF CONTENTS

PRELIMINARY PAGES

CHAPTER ONE

INTRODUCTION

    CHAPTER TWO

    LITERATURE REVIEW

    • 2.1 Introduction
    • 2.2 Conceptual Review
    • 2.3 Theoretical Framework
    • ⋮
    • 2.4 Empirical Studies

    CHAPTER THREE

    RESEARCH METHODOLOGY

    • 3.1 Introduction
    • 3.2 Research Design
    • 3.3 Population of Study
    • 3.4 Sampling and Sampling Technique
    • 3.5 Validation of Research Instrument
    • 3.6 Method of Data Collection
    • 3.7 Method of Data Analysis
    • 3.8 Questionnaire Administration
    • 3.9 Ethical Consideration
    • 3.10 Statistical Analysis

    CHAPTER FOUR

    DATA ANALYSIS, RESULT AND DISCUSSION

    • 4.1 Introduction
    • 4.2 Presentation and Analysis of Data
    • 4.3 Re-statement of Research Questions
    • 4.4 Test of Hypotheses
    • 4.5 Discussion of Findings

    CHAPTER FIVE

    SUMMARY, CONCLUSION AND RECOMMENDATION

    • 5.1 Introduction
    • 5.2 Summary of Findings
    • 5.3 Conclusion
    • 5.4 Recommendation
    • 5.5 Suggestion for Further Study

    REFERENCES

    APPENDIX A - “QUESTIONNAIRE”

    ABSTRACT

    The title of this research work is management of pension scheme in Enugu public service (a case study of the department of pensioner/establishment Enugu north) the purpose of this study was to investigate how government regulate and manage pension scheme in Enugu public service and to find out why the pensioners are not receiving their pension at as when due. In order to achieve the purpose of this study, four research questions were asked. The work consist of 400 population from the sample size of 259 question was distributed out of 400pensioners found in Enugu public service, 65% of the population in each sections of the year used for the study were drawn using simple random sampling.

    The questionnaires were major instrument for data collection. Data collected indices detailed on information collected from questionnaire in respect of management of pension scheme in Enugu public service with a particular reference to Enugu north. With intention to find out if there is more efficient and effective ways of achieving the objectives of pension scheme. From the revelation shown in chapter four on table 1, it shows that pensioners are not collecting their pension as at when due. And that pensioner encountered a lot of problem in collecting their pension. It was found out that inadequate fund to meet its project was chiefly the problem of pension scheme in Enugu public service.

    Finally, the researcher recommended that government should play a better role to see that pensioners salary are no longer with held by the officer who are responsible for the payment ,and that absolute plans should be make to see that pensioners are no longer been owned for months.

    Management of Pension Schemes in Public Service

    CHAPTER ONE

    1.0 Introduction

    1.1 Background of the study

    The work that one does gives status to the person. It gives a meaning to life and feelings contribution to general welfare. Work also permits a person to be active and to be constructive social interaction with others. In spite of the fact that works brings fulfillment. One must retire from active service as one cannot deny the fact that as workers grow older, they make into a social group that is separate from the younger workers. Increasing physical and metal limitation associated with advancing in age; make it difficult for such people to work safely and competently to maintain previous level of performance. At the stage of retirement, the workers output reaches diminishing return. It becomes necessary for the worker to stop working, if his employer wants to minimize loss although not everyone with generous pension. Retirement as defined by Donnelly [1992-326] as the changes in Job situation where by the individual gives up his job when diminishing return set in.

    Eze [2001-13] explain retirement where the employer is dissatisfied by the job performance of the employee. The German chancellor, OHO UOU BISMACCLE in 1880'' started the concept of retirement age of sixty-five years. Insurance company began to use that retirement age planning retirement and annuity programmed through the retirement age way in countries and organization. Nigeria operates one of the generous pensions in the world. After ten years of services, could then retire and enjoy the rest of his active life. Implications of Nigeria pension scheme is that, the public service is seen as being move lucrative. Pension is defined as a kind of annuity for the retired public servants for life [in some cases also his dependents after his death]. Pension is paid in fixed monthly amount, often times, a certain percentage of the salary is paid. From the government point of view the pension is given in recognition of long monotonous services.

    The pension system unless specially adopted to meet the hardship to the family of a white collar or blue collar workers, who die prematurely in service or on the verge of retirement or before enjoying the pensioners benefit for any appreciable period. Pension can be classified as contributory and non-contributory. When both the government and the employee contribute (not necessary equally) towards its payment. It is non-contributory, if the whole amount for its payment is funded by the government or the employer. There is no much of difference between the two financially speaking, if the pension scheme is non-contributory, the salaries will be proportionately lower and vice versa. Employee's contribution creates a sort of night for him to pension and he may claim a voice in the management scheme.

    …

    CHAPTER TWO

    2.0 Literature Review

    2.1 Introduction

    This chapter focuses on the review of related literature. A literature review includes the current knowledge as well as theoretical and methodological contributions to a particular topic. It documents the state of the art with respect to the topic you are writing. It surveys the literature in the topic selected. In this research work the literature review includes the …

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