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Micro Finance and Economic Empowerment of Women

Micro Finance and Economic Empowerment of Women

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Reference ID: PS-616-TM


This research work titled "Micro Finance and Economic Empowerment of Women" is dedicated to God for his enabling grace and to all computer enthusiasts who help to make life a pleasant experience.


I owe my indebtedness to my Supervisor (Name of your Supervisor), the Head of Department (Name of your HOD), the Lecturers in the department of Sociology, Book Authors and Profound Scholars of existing/related research material for your moral support that facilitated the successful completion of my (Tertiary Institution level). I am grateful to God Almighty and my parent for their financial support in my career. I really appreciate you all for everything, Thank you very much.







    • 2.1 Introduction
    • 2.2 Conceptual Review
    • 2.3 Theoretical Framework
    • 2.4 Empirical Studies



    • 3.1 Introduction
    • 3.2 Research Design
    • 3.3 Population of Study
    • 3.4 Sampling and Sampling Technique
    • 3.5 Validation of Research Instrument
    • 3.6 Method of Data Collection
    • 3.7 Method of Data Analysis
    • 3.8 Questionnaire Administration
    • 3.9 Ethical Consideration
    • 3.10 Statistical Analysis



    • 4.1 Introduction
    • 4.2 Presentation and Analysis of Data
    • 4.3 Re-statement of Research Questions
    • 4.4 Test of Hypotheses
    • 4.5 Discussion of Findings



    • 5.1 Introduction
    • 5.2 Summary of Findings
    • 5.3 Conclusion
    • 5.4 Recommendation
    • 5.5 Suggestion for Further Study




    This study examines the impact of microfinance on economic, financial and social empowerment of women micro entrepreneurs in Ikeja, Lagos State. A sample of 50 women micro entrepreneurs were selected in Ikeja some of which include traders, hairdressers, fashion designers, fish farmers and boutique owners. Survey method was employed to obtain a picture of the population. Research data was collected using a 24 item questionnaire in order to measure the empowerment of women micro entrepreneurs and access to capital from microfinance banks. Reliability and validity of the instrument was tested to ensure the instrument has face and content validity. Data collected were analyzed using descriptive and inferential statistics.

    Research questions were tested using frequency counts and percentages while the hypotheses were tested using correlation coefficient, analysis of variance and regression analysis. The result of my analysis showed that; there are more women micro entrepreneurs between the ages of 18-45, 68% of the respondents were married, half of the population engaged in trading, 24% were hairdressers and fashion designers constituted 8%. The finding shows that women micro entrepreneurs can be economically empowered and there is an existing appreciable level of economic empowerment; 14% of respondents have purchased lands, 4% were able to build houses, 68% are sponsoring their children's education. It was proved that loan facilities, trainings and monitoring through microfinance can improve women's business capacity in various ways like buying more goods, buying in bulks, increasing stocks and buying more work tools.

    There is a positive relationship between the access to capital through Microfinance and the empowerment of women micro entrepreneurs, there is a significant difference in access to capital based on business types. Age and marital status of women combined gave 4% variation in economic empowerment of respondents. Based on these findings we recommend that Women Micro entrepreneurs should embrace the services of microfinance and seek information about the product/service that will help in empowering them and should use the resources appropriately. Microfinance banks should ensure they increase their efforts/strategies to reach all women micro entrepreneurs, develop packages suitable for each type of business and personality. More adequate follow up and training/monitoring should be provided for women micro entrepreneurs and microfinance should create a warm and welcoming environment in their offices to win the women and also use friendly approaches.

    Basically, non-parametric statistical tests and analysis were called out. For clarity purpose results of data analysis were presented using statistical table percentages, charts and chi-square. of the 100 questionnaire administered, 82 were retrieved duly completed. These were analyzed to elicit answers to the research questions. The questionnaires retrieved represented 71.6% retrieval rate.

    Micro Finance and Economic Empowerment of Women


    1.1 Introduction

    … As a prelude to other parts of this study, this chapter will discuss the background upon which this study was initiated, the statement of problems that led to this study, the Aim and Objectives of the study. Others are Significance of the study, Scope of work, Research hypothesis and questions, Limitation of the study and Definition of technical terms.


    2.0 Literature Review

    2.1 Introduction

    This chapter focuses on the review of related literature. A literature review includes the current knowledge as well as theoretical and methodological contributions to a particular topic. It documents the state of the art with respect to the topic you are writing. It surveys the literature in the topic selected. In this research work the literature review includes the …

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