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Pension Reform Act of 2004 Analysis of It's Impact on Nigerian Workers
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Pension Reform Act of 2004 Analysis of It's Impact on Nigerian Workers

This page presents an excerpt of the research material, providing a comprehensive overview of the study. It includes the Preliminary Pages, Table of Contents, Abstract, Chapters One to Five, and References, making it accessible and informative for students, researchers, and other readers interested in the topic of this study. Acknowledgement is also included, expressing gratitude to the individuals, institutions, and resources that contributed to the successful completion of the research, with materials and information sourced from the online platform sparklyn.com.ng, which provided valuable academic support.

TABLE OF CONTENTS

PRELIMINARY PAGES

  • Title page
  • Approval page
  • Dedication
  • Acknowledgement
  • Table of Contents
  • Abstract

CHAPTER ONE

  • Introduction − 1
  • 1.1 Background of the study 1
  • 1.2 Statement of problems 2
  • 1.3 Objective of the study 3
  • 1.4 Research questions 4
  • 1.5 Significance of the study 5
  • 1.6 Scope and limitation of study 6
  • 1.7 Definition of operational term 7

CHAPTER TWO

  • Review Of Related Literature 10
  • 2.1 History of Insurance 10
  • 2.2 Historical development of pension reform Act 2004. 12
  • 2.3 The meaning and purpose of pension 14
  • 2.4 Overview of existing pension scheme − − 16
  • 2.5 The impact of pension reform Act 2004 on Nigeria workers. 18
  • 2.6 Supervisory and regulatory framework 22
  • 2.7 The objective of the pension reform act 2004 on the image of pension business in Nigeria 25
  • 2.8 Achievement of the pension reform act 2004 Highlights on the contributory pension scheme in Nigeria 28
  • 2.9 Why the 2004 reform act are privately managed pension fund administration and pension assets custodians. 30
  • 2.10 The role of the national Pension Commission on the Act 32
  • 2.11 Eligibility for the scheme and exempt individuals 34
  • 2.12 Transitional provision for the public sector and for the private sector 36
  • 2.13 Safeguard for the pension scheme 37
  • 2.14 Problems of the pension Act 2004 on the image of pension workers in Nigeria 40
  • 2.15 Solution to the problems of pension reform act 2004 of Nigeria 43
  • 2.16 Prospect of pension reform act 2004 on the image of pension on Nigerian workers 45
  • 2.17 Prospect of pension reform Act 2004 on the image of pension on Nigerian workers 47
  • REFERENCES 49

CHAPTER THREE

  • Research Design And Methodology − − 50
  • 3.1 An overview 50
  • 3.2 Sources of data 50
  • 3.3 Primary data 52
  • 3.4 Samples size 52
  • 3.5 Instrument use for the study 53
  • 3.6 Validity and reliability of the study 54
  • 3.7 Method of data presentation and analysis 54

CHAPTER FOUR

  • 4.1 Summary of findings 56
  • 4.2 Discussion of findings 57

CHAPTER FIVE

  • 5.1 Conclusion 59
  • 5.2 Recommendation 60
  • 5.3 Suggestion for further study 60
  • BIBLIOGRAPHY 63
  • APPENDIX 65
  • Questionnaire 66

ABSTRACT

The main purpose of this write-up was to determine the impact of pension reform Act 2004 on the Image of pension Workers in Nigeria. The pension Reform Act 2004 was characterized by some problems like non-compliance, ignorance of the benefit of the pension reform act 2004 which has hinder the smooth administration of the reform act. The major findings of this study were the fact that pension is a series of benefits provided by government or former employer to a person who has come to end of his working life and that the existing pension prior to the enactment of the pension reform act 2004 was characterized by indebtedness and so was seen effective.

The conclusion of the study show that despite the problems faced by the reform act that if the reform act is given full time to manifest the reason beyond its enactment that it will boost the image of pension workers and pension business in Nigeria and will be of benefit to the citizenry of the state and also bring about economic growth and development of the nation.

CHAPTER ONE

1.1 Background Of The Study

Currently a number of studies have been carried out on the impacts of pension reform Act 2004 on both the image of pension business in Nigeria and the entire workers in Nigeria.

However, much have not been discourse about impact on the new pension reform act 2004 will bring on the image of pension workers in Nigeria.

Pension natural can be described as a sum of money paid regularly to a person who has come to the end of his normal working life or it can be defined as a series of regular payment provided by government or former employer for a person who has come to the end of his normal working life or who no longer works because of age, disablement etc or to his widow or defendant children by the state by his former employer as or from funds to which he and his employers have both contributed. Thus, the introduction of the pension reform act 2004 was due to inability of the previous pension system to meet the need of the people.

Thus this research is embark as a result of the quest to bring to the effect. The new pension reform act 2004 have created so far on the image of pension workers in Nigeria.

It is also hope that this write up will enlighten the readers especially business student and pension administrators on the analysis of the impact of pension reforms act 2004 on the image of pension on Nigeria worker.

…

CHAPTER TWO

LITERATURE REVIEW

2.1 Introduction

This chapter focuses on the review of related literature. A literature review includes the current knowledge as well as theoretical and methodological contributions to a particular topic. It documents the state of the art with respect to the topic you are writing. It surveys the literature in the topic selected. In this research work the literature review includes the conceputal review, theoretical framework, the review of related literature …

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