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The Constraints and Impacts of Credit Co-Operative in Organizations

The Constraints and Impacts of Credit Co-Operative in Organizations

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DEDICATION

This research material, titled “The Constraints and Impacts of Credit Co-Operative in Organizations” is dedicated to God for His boundless grace and guidance. It is also a tribute to all computer enthusiasts whose contributions made my research journey smoother and enriched my documentation process, making the experience truly fulfilling.



ACKNOWLEDGEMENT

I am profoundly grateful to everyone who contributed to the successful completion of this project. I am especially grateful to my Supervisor (Name), the Head of Department (Name), and the Lecturers in the Department of Economics for their invaluable guidance and support. I also acknowledge the contributions of authors and scholars whose works on The Constraints and Impacts of Credit Co-Operative in Organizations provided essential insights. Special thanks go to my study area (and any funding organizations, if applicable) for their financial assistance. I am equally thankful to stakeholders, including mentors, teachers, and colleagues, for their encouragement and support. Finally, I deeply appreciate my family and friends for their patience and unwavering support throughout this journey. Your contributions have been instrumental in making this research a reality.



ABSTRACT

The study systematically revealed the process of the constraints and impact of credit cooperative in organization. A case study of Federal Polytechnic Thrift and Loan Society Ltd Nekede Owerri. It highlights the process of credit administration in cooperative which include loan administration and assessment loan contract supervision of credit recovery. Questionnaires were administered to the society under study. The society also was randomly selected. Out of the 20 questionnaires administered to the selected cooperative on the returned questionnaire. The study should that cooperative can raise and fund for their activity both by internal and external source.

The external source includes share capital includes the cooperative apex agricultural credit guarantee scheme fund among others.The problem militating against the cooperative credit administrations were discussed such as defiant economic situation prevailing in the country high inflation rate and personnel unsound lending practice. Etc consequently workable recommendation were made of which if adopted will go a long way to ameliorations of the impediment encountered by cooperative in credit administration. Hence consolidating the benefit of effective credit administration among cooperative society in the area.


The Constraints and Impacts of Credit Co-Operative in Organizations

CHAPTER ONE

1.1 Introduction

… As a prelude to other parts of this study, this chapter will discuss the background upon which this study was initiated, the statement of problems that led to this study, the Aim and Objectives of the study. Others are Significance of the study, Scope of work, Research hypothesis and questions, Limitation of the study and Definition of technical terms.…

CHAPTER TWO

2.0 Literature Review

2.1 Introduction

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