Software Implementation of Account Holders Information System for a Microfinance Bank

PRELIMINARY PAGES

• Title page
• Approval page
• Dedication
• Acknowledgement
• Table of Contents
• Abstract

CHAPTER ONE

INTRODUCTION

• 1.1 Background …
• …

CHAPTER TWO

LITERATURE REVIEW

• 2.1 Introduction
• …

CHAPTER THREE

SYSTEM ANALYSIS AND DESIGN

• 3.1 Methodology Adopted
• 3.1.1 Problem Identification Using SSADM
• 3.2 Analysis of the Existing System
• 3.2.1 Dataflow of the Existing System
• 3.2.2 Disadvantages Of The Existing System
• 3.2.3 Weakness of the existing System
• 3.3 Feasibility Study
• 3.3.1 Economic Feasibility
• 3.3.2 Technical Feasibility
• 3.3.3 Operational Feasibility
• 3.4 Analysis of the Proposed System
• 3.4.1 Data Flow Diagram of the Proposed System
• 3.4.2 Advantages of the Proposed System
• 3.4.3 Justification of the Proposed System
• 3.5 Functional Requirements
• 3.5.1 Use Case Diagram Of The Admin / User Privileges
• 3.6 Data Requirements
• 3.7 High Level Model of the Proposed System

CHAPTER FOUR

SYSTEM DESIGN AND IMPLEMENTATION

• 4.1 Objectives of the Design
• 4.2 Cohesion and Decomposition High level Model
• 4.3 Control Center / Overall Dataflow Diagram
• 4.3.1 Proposed System Operation Flowchart
• 4.4 System Specification and Design
• 4.4.1 Input and Output Specification
• 4.4.2 Database Specification and Design
• 4.4.3 Data Dictionary
• 4.5 Choice and Justification of Programming Language
• 4.6 Program Documentation
• 4.7 Implementation Techniques
• 4.8 Programming Module Specification
• 4.8.1 Installation
• 4.9 Computer Hardware Minimum Requirement
• 4.10 Software Requirement
• 4.11 Personnel / User Training
• 4.12 File Maintenance Module

CHAPTER FIVE

SUMMARY, CONCLUSION AND RECOMMENDATION

• 5.1 Introduction
• 5.2 Summary
• 5.3 Conclusion
• 5.4 Recommendation

References

Appendix A - Source Code

Appendix B - Object Program

Introduction

1.1 Background Of The Study

The “Account Holders Information System” project is a model Internet Banking Site. This site enables the bank workers to effectively manage users accounts in the bank. The system provides the access to the customer to create an account, deposit/withdraw the cash from his account, also to view reports of all accounts present. The customers can access the banks website for viewing their Account details and perform the transactions on account as per their requirements. With Internet Banking, the brick and mortar structure of the traditional banking gets converted into a click and portal model, thereby giving a concept of virtual banking a real shape. Thus today’s banking is no longer confined to branches. E-banking facilitates banking transactions by customers round the clock globally. [Arestis, P., P, 2007]

Currently users accounts in Microfinance banks are managed manually. The aim of this “Account Holders Management System” is to provide an improved design methodology, which envisages the future expansion, and modification, which is necessary for a core banking sector. This necessitates the design to be expandable and modifiable and so a modular approach is used in developing the application software. Anybody who is an Account holder in this bank can become a member of Bank Account Management System. He has to fill a form with his personal details and Account Number. [Aziz, J. and C. Duenwald.(2002)]. Bank is the place where customers feel the sense of safety for their property. In the bank, customers deposit and withdraw their money. Transaction of money also is a part where customer takes shelter of the bank. Now to keep the belief and trust of customers, there is the positive need for management of the bank, which can handle all this with comfort and ease. Smooth and efficient management affects the satisfaction of the customers and staff members, indirectly. And of course, it encourages management committee in taking some needed decision for future enhancement of the bank.Now a day’s, managing a bank is tedious job up to certain limit. So software that reduces the work is essential. Also today’s world is a genuine computer world and is getting faster and faster day-by-day. Thus, considering above necessities, the software for bank management has became necessary which would be useful in managing the bank more efficiently.All transactions are carried out online by transferring from accounts in the same Bank or international bank. The software is meant to overcome the drawbacks of the manual system.

1.2 Statement Of The Problem

The Traditional way of maintaining details of a user in a Microfinance bank was to enter the details and record them. Every time the user needs to perform some transactions he has to go to bank and perform the necessary actions, which may not be so feasible all the time. It may be a hard- hitting task for the users and the bankers too. The project gives real life understanding of Online Banking System and activities performed by various roles in the supply chain. Here, we provide automation for banking system through Internet. Online Banking System project captures activities performed by different roles in real life banking which provides enhanced techniques for maintaining the required information up-to-date, which results in efficiency. The project gives real life understanding of Online Banking System and activities performed by various roles in the supply chain.

1.3 Objectives Of The Study

The main objective of this study is to design an account holder’s information system for Micro finance banks. The aim is to ensure efficient user account management in banks. To achieve the stated objective, the following specific objectives were laid out:

1. Develop a banking system where users can login through the secured web page by their account login id and password.
2. Users will have all options and features in that application like get money from western union, money transfer to others, and send cash or money to inter banking as well as other banking customers by simply adding them as payees.
3. To design a software capable of preparing monthly statement of account from various revenue sources.
4. Design a secured database capable of storing large data with limited access functionality.
5. The system will be capable of preparing monthly and yearly statement of account of users

1.4 Scope Of The Study

The software has been developed using the most powerful and secure backend MYSQL database and the most widely accepted web oriented as well as application oriented. This system keeps the day by day tally record as a complete banking system. It can keep the information of Account type, account opening form, Deposit fund, Withdrawal, and Searching the transaction, Transaction reports, Individual account opening form, Group Account. The existing part of this project is; it displays Transaction reports, Statistical Summary of Account type and Interest Information. To getting started, if you want to try out online banking without committing, select our Online Banking. You don’t have to register in any way, so it’s a good way to check it out first before register. Once you register, you’ll have the choice of doing just basic banking and viewing your balance or doing more involved transactions like bill payments and transfers. The choice is yours. It really depends on how you like to bank. You will get a confirmation number after each transaction and you can always check the session summary to see what you’ve done. If you make a mistake, customer service is always available for your good kindness help.

Here are some of the features available through bank holders information:

1. View balances:

Firstly login your account with your account number and password. Then checking your balance doesn’t require much work. You simply select Account balances and take a look at your balance and past transactions. If you have more than one account, you can also do transfers between accounts.

2. Transfer funds:

When you select Transfer Funds, you’ll be asked where to transfer the money to and from, when, and the amount.

3. Set up recurring bill payments or transfers:

If you make a regular payment every month, it might be convenient to set up an automatic withdrawal from your account.

4. Monitor CIBC investments:

If you have any CIBC investments, you can keep an eye on those stocks or mutual funds here.

5. Pay bills:

To pay your bills online, you just need to add to your account the names of the companies you wish to pay bills to.

View our VISA* accounts: Always a good place to monitor your spend

Account Details - For USSD / POS Transfer

Account Name: Sparklyn Services Account No: 1222599051 Account Type: Current Bank Name: Zenith Bank PLC

Proposal Writing Format under Computer Science

Design and Implementation of Account Holders Information System for a Microfinance Bank is a proposal topic for final year research work, which comprises the major and elective project proposal writing sections for Design and Implementation of Account Holders Information System for a Microfinance Bank research work.

Major Sections

• Motivation for Embarking on the Project

• Brief Background of Study

• Statement of Problems

• Aim of the Study

• Specific Objectives of the Study

• Significance of the Study (Who benefits from the project and how?)

Elective Sections

• Methodology and Reason for Using It (such as; models, SSADM, or OOADM)

• Tools (programming languages and software used)