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Evaluation of Uga Micro

Evaluation of Uga Micro

Project / Seminar Material
Reference ID: PS-239-TM

DEDICATION

This research material titled “Evaluation of Uga Micro” is dedicated to God for his enabling grace, and to all computer enthusiasts who contributed to make life a pleasant experience during my research documentation.

ACKNOWLEDGEMENT

I extend my sincere gratitude to all those who contributed to the completion of this project. Special thanks to my Supervisor (Name of your Supervisor), the Head of Department (Name of your HOD), the Lecturers in the department of Architecture, Book Authors and Profound Scholars of existing or related project material on “Evaluation of Uga Micro” for their invaluable guidance, support, and expertise throughout the journey.

I am also grateful to your study area (mention any funding organizations, if applicable) for their financial assistance. This research would not have been possible without the encouragement and assistance of some stakeholders (mention any mentors, teachers, or colleagues). Additionally, I would like to acknowledge the understanding and patience of my family and friends during this endeavor. Your unwavering support has been a constant source of motivation. Thank you all for being part of this meaningful endeavor.


Evaluation of Uga Micro

CHAPTER ONE

1.0 Introduction

1.1 Background Of The Study

The history of micro financing can be traced back as long to the middle of the 1800s when theorist by sander spooner was writing over the benefits from small credits to entrepreneurs and farmers as a way getting the people out of poverty. But it was at the end of world war II with Marshall plan the concept had an big impact. The today use of the expression micro financing has it roots in the 1970s when organizations, such as Grammeer Bank of Bangladesh with the micro finance pioneer Mohammad Yunus, where starting and shaping the modern industry of micro financing (Wikipedia 2015).

In United states, micro finance institutions was developed in 1980s. They served low income and marginalized minority communities. By 2007, there were 500 micro finance organizations operating in the US with 200 lending capital (Wikipedia 2015).

In Africa the first credit union in Africa was established in Northern Ghana in 1955 by Canadian Catholic missionaries. However, susu, which is one of the micro finance schemes in Ghana, is thought to have originated from Nigeria and spread to Ghana in the early twentieth century.

In Nigeria micro finance banking came into being in 2005 with the launching of the micro finance policy by the former CBN governor Professor Chukwuma Soludo. The policy was influenced by the globally acclaimed impact of micro finance in helping the economically active poor to exit the poverty threshold and thus leading to significant poverty reduction. Hence micro finance banking was introduced with the expectation that over time, it would in reducing poverty in the country (Ngutor Nyor, 2013).

In Anambra state, micro finance banking came into existence following the 2005 government policy which leads to the conversion of community banks to micro finance bank so many banks were given provisional approval while others were given final license (Chukwuma 2007).

In Uga micro finance bank came as a result of 2005 policy so Uga community bank was converted to Microfinance bank with provisional approval (Umunne, 2009).


1.2 Statement Of The Problems

Despite the importance of micro finance bank to the community, there has been complaint form both staff and customers regarding to:

  1. The location
  2. The design
  3. Space

1.3 Aim And Objectives

The aim of this study is o evaluate the location design and space of Uga micro finance bank building.

Objectives

  1. To determine a suitable location for Uga micro finance bank building.
  2. To re-design Uga micro finance bank building.
  3. To create comfortable spaces in Uga micro finance bank.

1.4 Research Questions

  • Is Uga micro finance bank properly located?
  • Does the design of Uga micro finance bank functional?
  • Does the spaces inside Uga micro finance bank comfortable?

1.5 Significance Of The Study

The finding of this study will significantly contribute to the re-designing of Uga Micro finance bank.

The study will also provide a suitable location for easy access for staff and customers. The study will provide a comfortable and ventilated spaces in Uga micro finance bank.


1.6 Scope Of The Study

This study is made to evaluate the location, design and space of Uga micro finance bank. It covered only micro finance bank not Akpo micro finance bank.


1.7 Limitations Of The Study

  1. Poor attention was given to the researcher because the bank were having their annul supervision by the federal government.
  2. Staff and customers list were not easily provided.
  3. Most customers did not return their questionnaire.

CHAPTER TWO

2.0 Literature Review

2.1 Introduction

This chapter focuses on the review of related literature. A literature review includes the current knowledge as well as theoretical and methodological contributions to a particular topic. It documents the state of the art with respect to the topic you are writing. It surveys the literature in the topic selected. In this research work the literature review includes the …

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